{
  "description": "Pro Services Knowledge Template — for agents that offer professional services (tax, legal, consulting, home services, etc.)",
  "services": [
    {
      "content": "Our standard tax consultation covers federal and state returns for W-2 employees. Includes deduction analysis, credit eligibility review, and filing assistance. Typical session: 30-45 minutes. Rate: $75 flat fee for simple returns, $150+ for itemized.",
      "metadata": {
        "service_type": "Tax Consultation",
        "category": "tax_preparation",
        "subcategory": "individual_returns",
        "applies_to": ["W-2", "1099"],
        "rate": "$75 - $150+",
        "duration": "30-45 min",
        "difficulty": "beginner",
        "tags": ["tax_prep", "federal", "state", "deductions"]
      }
    },
    {
      "content": "Self-employment tax planning for freelancers and independent contractors. We help estimate quarterly payments, identify deductible business expenses, and set up bookkeeping systems. Quarterly tax estimates are due April 15, June 15, September 15, and January 15.",
      "metadata": {
        "service_type": "Self-Employment Tax Planning",
        "category": "tax_planning",
        "subcategory": "self_employment",
        "applies_to": ["1099", "freelancer", "independent_contractor"],
        "rate": "$200/session",
        "duration": "60 min",
        "difficulty": "intermediate",
        "tags": ["quarterly_taxes", "1099", "deductions", "bookkeeping"]
      }
    },
    {
      "content": "We offer free 15-minute initial consultations to assess your needs. No commitment — just tell us your situation and we'll recommend the right service level. Available Monday–Friday 9am–6pm, Saturday 10am–2pm.",
      "metadata": {
        "service_type": "Free Consultation",
        "category": "intake",
        "subcategory": "initial_assessment",
        "rate": "Free",
        "duration": "15 min",
        "availability": "Mon-Fri 9-6, Sat 10-2",
        "difficulty": "beginner",
        "tags": ["free", "consultation", "intake"]
      }
    },
    {
      "content": "Home office deduction: The simplified method allows $5 per square foot up to 300 sq ft ($1,500 max). The regular method requires calculating the business-use percentage of your home and applying it to rent, utilities, insurance, and repairs. You must have a dedicated space used exclusively for business.",
      "metadata": {
        "service_type": "Tax Knowledge",
        "category": "deductions",
        "subcategory": "home_office",
        "applies_to": ["1099", "self_employed"],
        "tax_form": "Schedule C / Form 8829",
        "difficulty": "intermediate",
        "tags": ["home_office", "deduction", "simplified_method", "regular_method"]
      }
    },
    {
      "content": "LLC formation assistance: We guide you through choosing the right business entity (LLC, S-Corp, C-Corp, sole proprietorship), filing articles of organization with your state, obtaining an EIN, and setting up a business bank account. Typical turnaround: 5-7 business days.",
      "metadata": {
        "service_type": "Business Formation",
        "category": "legal_services",
        "subcategory": "entity_formation",
        "rate": "$350 + state filing fees",
        "duration": "5-7 business days",
        "difficulty": "intermediate",
        "tags": ["LLC", "S-Corp", "EIN", "business_formation"]
      }
    },
    {
      "content": "Estate planning basics: Simple will preparation, power of attorney designation, healthcare directive, and beneficiary review. We recommend updating your estate plan every 3-5 years or after major life events (marriage, divorce, birth, significant asset changes).",
      "metadata": {
        "service_type": "Estate Planning",
        "category": "legal_services",
        "subcategory": "estate_planning",
        "rate": "$500 - $1,200",
        "duration": "2-3 sessions",
        "difficulty": "intermediate",
        "tags": ["will", "power_of_attorney", "healthcare_directive", "estate"]
      }
    },
    {
      "content": "Our service area covers the greater metro area within a 30-mile radius. For clients outside this area, we offer virtual consultations via video call at the same rates. All communications are confidential and protected by attorney-client privilege.",
      "metadata": {
        "service_type": "Service Info",
        "category": "general",
        "subcategory": "service_area",
        "coverage_radius": "30 miles",
        "virtual_available": true,
        "tags": ["service_area", "virtual", "confidential"]
      }
    },
    {
      "content": "Payment options: We accept credit cards, ACH bank transfer, and checks. Payment plans available for services over $500 — split into 2-3 monthly installments with no interest. Retainer agreements available for ongoing advisory clients at $250/month.",
      "metadata": {
        "service_type": "Payment Info",
        "category": "billing",
        "subcategory": "payment_options",
        "payment_methods": ["credit_card", "ACH", "check"],
        "payment_plans": true,
        "retainer": "$250/month",
        "tags": ["payment", "billing", "retainer", "installments"]
      }
    }
  ]
}